Mobility scooter insurance, although greatly recommended, is still an optional extra in the UK. As with many optional extras, many scooter users decide to forgo the expense of insurance, often to their detriment.
With stories of theft, vandalism and accidents involving mobility scooters an almost daily occurrence at the moment, online mobility equipment resource Help My Mobility decided to petition the government to make scooter insurance a legal requirement in Britain.
Help My Mobility’s director, Jason Tate, explains why;
“A mobility scooter accident or theft is always going to cause a great deal of anguish and misery, but that anguish and misery is increased when the party involved is uninsured,” he said.
“It’s not unheard of for people to lose their homes due to legal costs after a collision, and stories of people being left housebound after the theft or vandalism of their scooter are all too common in the UK. This is why we feel that compulsory mobility scooter cover is a must.”
The petition follows on from a poll, hosted on the Help My Mobility site, which gauged popular opinion of mobility scooter insurance. Of 231 people surveyed, 71% said that they were in favour of compulsory scooter insurance.
Your comments and thoughts on this issue would also be much appreciated.
With recent stories about the increasing amount of medical negligence claims against the NHS, it can be very disconcerting to realise that, despite so much professional care being taken in treating patients, there can still be such costly mistakes – not just in terms of compensation pay-outs but in the debilitating impact on the quality of life for patients too.
All of this should make a prospective claimant think twice about the serious condition they may have suffered, and whether or not there is any way that their quality of life can be improved – if it is proven that such complications arose as a result of medical error.
Legal experts devote a lot of their time to meeting with families to determine such factors. At the first time of contact, a meeting will be arranged at which time you will be asked a few necessary questions about the state of your, or the patient’s health, the medical treatment you received and whether or not it fell below the standard of care you should expect to receive – whether through an unfounded medical decision, a lack of consideration or resource for your needs, or any number of potential reasons for the patient’s well-being.
In the event that the patient is unable to effectively communicate their statement – if they have suffered a severe disability such as cerebral palsy for example – then an assessment of their medical needs will be drawn up, as well as supporting evidence from their carers about their quality of life and any other requirements
Whatever may arise from these meetings will form the basis for a statement which will then be seen by a team of medical experts who will assess on a case-by-case basis, whether or not there is enough evidence to take proceedings forward.
All in all, the process can be very lengthy – not to mention emotionally trying – but if the quality of life of the patient continues to decline after the event then it is possible to seek retroactive help from trusted medical negligence claim experts. Don’t be put off by the ever-increasing number of complaints, and you certainly shouldn’t feel any less deserving of whatever help you are legally